While car insurance often covers damage to auto glass, drivers must have a specific type of insurance. Additionally, the circumstances surrounding the accident can dictate which type of coverage applies.
Comprehensive vs. Collision Coverage
All drivers in New Mexico must carry liability insurance, which covers other drivers in the event that you cause an accident. Conversely, collision and comprehensive insurance pay for repairs to your vehicle regardless of fault, but it’s not a mandatory form of insurance.
Comprehensive insurance covers damage caused by non-collision events, like vandalism and weather damage. As for collision coverage, it pays for damages related to collisions involving objects like road signs or other vehicles.
Which Type of Insurance Applies to Auto Glass Damage?
It depends on the events surrounding the accident. If damage to the windshield resulted from a non-collision happening, comprehensive insurance would apply. If the windshield defects resulted from an accident, then collision coverage would apply.
Astro Auto Glass: Dependable Auto Glass Repair in Albuquerque
Need help navigating auto glass repairs? Contact our team at Astro Auto Glass to learn more about the repair process. We also have experience handling insurance claims for stress-free repairs. Schedule an appointment by calling 505-246-2997 or contact us to learn more.
