Does Your Insurance Policy Have a Glass Deductible?

Cracked and chipped windshields are a simple fact of life as a car owner. Throughout the life of your car, you will probably end up needing windshield repair many times. If you have insurance, the cost of this can be reduced – or, in some cases, glass repair and replacement is totally covered.

What Kind of Coverage Do You Have?


Insurance coverage that protects your vehicle comes in two varieties: collision and comprehensive. Collision pays for accident-related damages; comprehensive covers things like natural disaster and vandalism. And many insurance companies offer two types of comprehensive insurance: standard and full glass.

In a standard comprehensive policy, you pay a deductible for every claim; the difference between your deductible and the cost of repair is paid for by insurance. With full glass coverage, your deductible is waived if only glass is damaged.

In other words: If you have full glass coverage on your auto insurance policy, glass repair is free.

Is It Worth It?

Full glass coverage is usually more expensive than the standard, and you may not find it worthwhile. However, if you live on a gravel road, travel often or otherwise expose your windshield to damage frequently, it might be worth considering.

You can always contact your insurance company to discuss your options and see whether you might be able to save money in the long run by switching to full glass coverage!

Repairing Those Little Windshield Chips

A rock pings off of the windshield while you’re driving and what’s left behind is a small “star” of damage on the glass. These may not interfere with your visibility and they look innocuous. But when sudden temperature changes happen, those “stars” can turn into cracks that mean expensive repairs or even windshield replacement. The repair usually takes less than an hour and it can save you a lot of trouble down the road. Continue reading “Repairing Those Little Windshield Chips”

Is Full Glass Insurance Worth It?

The role of insurance can never be over emphasized, regardless of what is being insured. Auto glass or full glass insurance, for example, is an insurance policy that is intended to mitigate against unforeseen losses or damages to your windshield, sunroof, rear and side windows. The benefit of full glass insurance notwithstanding, is it really worth taking this policy? Let’s take a closer look.

Full Glass Insurance At Play

For us to fully justify the need for or against a full glass insurance policy, we will need to throw in some figures basing on current market situations in order to put this whole issue into its rightful context.

Let us assume that on average, glass insurance coverage averages at $100 in the market. In typical real world scenarios, one would repair chips once in two years and replace a glass windshield once in three years. The cost of a glass Continue reading “Is Full Glass Insurance Worth It?”

How Does Windshield Repair Work?

The Choice Between Repair and Replacement

Your windshield is meant to provide an unobstructed view of the road as well as structural support for your vehicle, meaning that damage sustained by its surface should be corrected as soon as possible. Although you could arrange for a replacement, repair is the less expensive option. One that makes even more economic sense when it can restore your unobstructed view of the road.

The Limitations to Windshield Repair

With that said, there are limits to what auto glass technicians can and cannot repair. Since the exact capabilities of one auto glass technician differs from the next, you need to take your car in if you want an exact assessment. Still, there are some useful generalizations that can be made.

For example, chips and other kinds of surface damage that measure less than 1.5 inches in diameter should Continue reading “How Does Windshield Repair Work?”

How is Safety Glass Made?

When it comes to the construction of a motor vehicle windshield, it’s mandatory that the glass be designed with the utmost care and treatment. After all, when driving a vehicle 75 miles per hour down the freeway, the last thing someone wants is a busted through windshield after a rock or pebble is thrown back at the glass. Not only would this deem an expensive fix, but it’s also extremely dangerous, and in some cases, deadly.

Today’s modern windshields are commonly made of plastic-coated glass, a type of safety glass designed specifically for your motor vehicle. This type of glass, which involves two bowed sheets of glass with a plastic layer laminated between them, is fused into the window’s frame. This is made specifically to prevent outside elements from making way into the car. Laminated windshield glass is often regarded as the safest type of glass, and this is of course because it has been built and manufactured to Continue reading “How is Safety Glass Made?”

Tips for a Healthy Windshield

Visibility is one of the most common factors in auto accidents, so a healthy windshield is necessary for safety on the road. Unlike the rest of your vehicle, a windshield has relatively simple maintenance. The steps you can take to boost its durability and effectiveness are easy and, with a little practice, can become pure habit. Here are some tips to help keep that windshield undamaged and fully functional:

  • Sudden temperature changes on glass lead to broken glass so don’t be tempted to de-ice your windshield with hot water. Vehicles come with a defrost option for a reason; let the car warm up gradually and use an ice scraper to clear away the melting ice. Waking up a few minutes earlier to safely defrost your windshield is a small price to pay to prevent cracks.
  • If possible, always park your car under an overhang or in a garage. Gusts of wind can blow small objects about, causing chips in the glass. During the monsoon season, hailstorms aren’t entirely unheard of. A windshield is a vulnerable target for hail, so having your car under even a tree branch can lessen the chances of coming out to a broken windshield. The same caution Continue reading “Tips for a Healthy Windshield”